Types of Life Insurance and How They Can Be Used in Estate Planning

KEY TAKEAWAYS Life insurance should evolve with your life. The lowest-cost option is not necessarily the right long-term choice. Different policies involve different levels of flexibility, risk, and responsibility. Life insurance can help protect assets you want to...

A Dementia Diagnosis Changes More Than Healthcare: Seven Legal Moves to Make While You Still Can

KEY TAKEAWAYS A dementia diagnosis does not automatically mean loss of legal capacity. Medical diagnosis and legal capacity operate on different timelines. Waiting can significantly reduce a family’s options. Several legal and financial matters should be reviewed...

When “We’ll Figure It Out” Becomes a Problem

KEY TAKEAWAYS Good intentions don’t equal legal authority. Unclear family roles can create costly delays. Informal family agreements may fall apart under pressure. The person who naturally takes charge still needs proper authority. Formal estate planning replaces...

Window Of Opportunity: Legal Steps to Take When You First Notice Memory Problems

KEY TAKEAWAYS Early memory problems don’t necessarily mean it’s too late to make legal decisions. A diagnosis doesn’t determine legal capacity—understanding does. There may be a limited window to put important legal documents in place. Powers of Attorney and other key...